GEEZUS... quit makin' $#!% up.It is what it says it is on the ownership. The rest doesn't matter.It is a motorhome, and to reinforce the issue, the seats are gone...No more talking, MCI motorhome, liability please, it ain't worth anything, quote please.Shut the freak up about whatever else. It is none of their business until they are exposed to replacing it.Time needs to be spent on the conversion, not this...Happy coaching!Buswarrior
Progressive would be my last choice,AZ is not a state that glass coverage is mandatory in a policy so you pay extra I had 100.00 deductible on glass. I broke both windshields in Texas at the same time on our Trek ( large windshields $500 bucks ea)they made me pay the deductible on both windshields I did then found me another Insurance Co
windshield deductible from my insurance co $ 500.00 from my glass guy $ 375 installed dave
Sounds like meeting the statutory requirements would be pretty easy. It is a "laundry list". Take it item by item and determine the minimum requirement.a) and d) are satisfied by the original bathroom (and please give me a good reason why not. Read what the statute says in plain English.)The rest are satisfied as BusNut said, by angle brackets and screws. Hot plate, dorm fridge, ceramic heater, and a very rudimentary shore line. "Permanent" in the eyes of the law, means, a "Fixture", defined as being attached in such a way as to not be normally expected to be removed, or in other words screwed together in no more complex fashion than the simplest attachment in any S&S. Screws and angle brackets are perfectly appropriate for this and case law supports it.Now, there is no standard that I am aware of that says what can and cannot be a permanent fixture. Therefore a ceramic heater and a hot plate does satisfy the letter of the law if it is properly "fixed" to the vehicle. A ceramic heater is a "heating system". Absent a definition of what constitutes an acceptable heating system, any device which heats and can be said to comprise a system satisfies the legal requirement. As the ceramic heater is composed of more than one element, it is a system. Same for the hot plate. Same for the sink, faucet, toilet, potable water system, and refrigerator or ice box. Note, an igloo cooler with a bag of ice bolted to the floor does comprise an ice box. The law does not address the sufficiency or the adequacy of the system. That is entirely the owner's concern as long as it does not impinge upon the public. As for the insurance company, they are required by law to comply with the statutory requirements. Otherwise they would pick and choose what individuals of the public they would insure and who they would not, so they must find other methods of achieving those goals than those covered by the statutes. Often they are able to do this, and they will try to do more than they are allowed by law to do. Unless you can back them into a corner. A cooperative agent goes a long way towards making that unnecessary, it's best to pick your fights carefully.Jim